Home Insurance

Homeowner’s insurance pays for losses as a result of damage to your property if something unexpected happens, like a fire or burglary. 

When you have a mortgage, your lender will require that your property is protected by home insurance. Lenders will generally require proof that you have homeowner’s insurance at closing.

What risks does a home insurance policy cover?

It depends where you live, but standard homeowners insurance policies typically pay to repair damage caused by certain incidents including:

  • Theft and burglury
  • Fire and smoke from fire
  • Windstorm or hail from storms
  • Falling objects such as tree
  • Faulty plumbing results in property damage
  • Water damage from plumbing, water heater, appliances and heating or cooling systems

Here’s how to insure your home.

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Choose your coverage.

No two properties are alike. You need to find coverage that fits the value of your home and its contents. Work with you agent to design a policy that fits your needs.

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Apply for a policy.

Companies can help make the process quick and easy, so you can start protecting your home as soon as possible.shilotte icon.

Stay protected.

As your life changes, due to events such as changing jobs, having kids, aging parents so do your home insurance needs. An insurance agent will work with you to help make sure you understand what is covered.

What are the best home insurance companies

There are many home insurance companies available. They are often ranked by their customer satisfaction score. The top companies are typically: