Let’s say you have completed all the previous steps. You have the down payment saved. You created a working budget that includes your anticipated mortgage along with taxes, insurance, and an emergency fund. Time to go buy a home, right? Not yet. Most sellers will not entertain an offer until you have been pre-approved by… Continue reading Get Pre-Approved
Category: First Time Home Buyers Guide
Common Mistakes
Buying a home is one of the biggest purchases you will make. It can be an emotional process but that doesn’t mean you should make an emotional purchases. Here are a few common mistakes you should be aware of: 1. Waiting for the Perfect Deal The market always goes up and down so it’s easy… Continue reading Common Mistakes
Key features to consider when evaluating a neighborhood
Evaluating a properties neighborhood is a critical first step in the purchasing process. In fact, experts believe that starting with a small set of target communities is a good way to optimize your property search. Key features to consider when evaluating a neighborhood are: Location Schools district Crime Rate Employment Opportunities Walkability and accessibility Entertainment… Continue reading Key features to consider when evaluating a neighborhood
Needs vs. Wants
After you determine what you can afford, it’s time to start searching for your dream first home. Keep in mind that you may not find everything you want within your given budget. You will need to make some sacrifices. This is why it is helpful to keep of list of Needs and Wants. Your needs… Continue reading Needs vs. Wants
